Home Approved Loan (HAL), California mortgage planners offer lending services and home refinancing programs including: FHA, VA, and conventional loans to families and individual customers throughout San Jose, Silicon Valley and Santa Clara County.

We specialize in residential mortgage home loans and refinance. We also offer second mortgage loans and home equity lines of credit.

Our primary mission is to provide customers in the south bay an easy process, affordable rates and prices when they are looking to refinance a mortgage or refinance their home loan.

Serving new homebuyers and existing home owners with mortgage loans throughout Campbell Cupertino Gilroy Los Altos Los Altos Hills Los Gatos Milpitas Monte Sereno Morgan Hill Mountain View Palo Alto San Jose (Alum Rock, and Cambrian Park, Willow Glen, East San Jose, and Alviso) Santa Clara Saratoga and Sunnyvale